While mindset definitely matters, it is damaging to suggest that everyone who is struggling financially brought it upon themselves. We all just lived through 2 years of global quarantine, which had a huge economic impact on almost everyone. The rich got much richer and the poor got much poorer. The average person isn’t responsible for, and has very little power to change inflation, the job market, etc. Stop telling creatives they are solely responsible for financial worries, you are not helping.